Tax Health Score
Fifteen quick questions, a score out of 100 across filing, CRA, accounts, credits, family and estate, and the three things worth fixing first.
Fifteen questions, two minutes, a score out of 100, and the three things worth fixing first. No sign-up, and your answers never leave your browser.
The short version
- The score covers eight areas: filing and records, your standing with CRA, registered accounts, credits, family planning, business, property and estate.
- Questions that don't apply to you count as full marks, so a simple tax life isn't punished.
- The three biggest gaps come with a link to the page or tool that fixes them.
- Take it again after you fix things. Most people find one or two easy wins.
What a Good Score Means
Above 85, your taxes are in better shape than most people's car maintenance. Between 70 and 85, there are a couple of gaps, usually an unused account or a credit nobody claimed. Below 70, there's money on the table or a CRA problem waiting to grow, and it's worth an hour this month.
The usual quick fixes: set up My Account, check your RRSP room, open a TFSA or FHSA, gather medical receipts, and make a will (see estate tax).
The score is a rough guide built on the habits that save the most money and trouble. It isn't tax advice, and a low score doesn't mean you did anything wrong. It means there's something to look at.
Low on credits claimed?
Refund Finder reads your last three returns and lists the credits and deductions you missed, with how to claim them. CRA accepts changes for ten years back.
An unanswered CRA letter on your desk?
Letter Check tells you what it means, whether CRA is right, and what to do by when.
Tax Health Score Questions
How do I know if my taxes are in good shape?
Look at whether you file on time, keep six years of records, owe nothing you have not arranged to pay, use your RRSP, TFSA and FHSA where they fit, claim the credits you qualify for, and have a will with named beneficiaries. The Tax Health Score checks all of these in 15 questions.
Are my answers saved?
No. The score is calculated in your browser and nothing is sent to us.
How often should I check?
Once a year, after you file, is plenty. Big life events (a new job, a sale, a move, a death in the family) are a good reason to check again.
A rough guide, not tax advice. CanadianTaxes.ai is not the Canada Revenue Agency.
Last reviewed October 5, 2026 against CRA and Government of Canada sources. How we check our facts.