Plain-English guides to the tax situations people actually run into, each with a calculator so you can see your own numbers.
Guides
Canadian income tax brackets 2026, federal and every province
Every 2026 bracket and basic personal amount, plus the combined tax at common incomes, province by province.
GuideGot a CRA reassessment? What to do in the first 30 days
Find what changed, write down the deadline, pay what you agree with, and object properly if CRA got it wrong.
GuideDo I have to charge GST/HST? The $30,000 rule, explained
The two tests, what counts, the rate to charge, the quick method, and what happens if you register late.
GuideSelling your home or cottage: how the principal residence exemption really works
The plus-one rule, splitting years between a house and a cottage, and the form you must file even when no tax is owed.
GuideSelling a rental property: recapture, capital gains and the tax bill
Why depreciation comes back as income, how the land split changes the answer, and the lines on your return.
Calculator guides and free tools
How your income tax is worked out
Federal and provincial brackets, the basic personal amount, CPP and EI, average versus marginal rate, for every province except Quebec.
Guide + calculatorSelf-employed: what to set aside
Why you pay both halves of CPP, the June 15 filing date that still wants payment by April 30, and instalments.
Guide + calculatorGST/HST: the $30,000 test
The one-quarter and four-quarter tests, what counts as a sale, and what happens if you register late.
Guide + calculatorCapital gains and the principal residence exemption
How the gain is worked out, the “plus one” rule, and why a home sale must be reported even when no tax is owed.
Guide + calculatorSelling a rental property
Recaptured depreciation versus capital gain, the land and building split, and when to get help.
Guide + calculatorRRSPs: room and real savings
Where your room comes from, what a contribution saves this year, and the over-contribution penalty.
Guide + calculatorDisputing a CRA assessment
The objection deadline for individuals, how to object online or on paper, and what happens to interest meanwhile.
Free toolWhat does my CRA letter mean?
Upload a notice or a review letter and get it explained in plain English, with the deadline and next steps.
